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Texas and California Lead Nation’s Storm Stress Rankings in 2025

New data from Barcus Arenas analyzing the 2025 U.S. extreme weather season has produced a detailed Storm Stress Index that ranks states by their combined exposure to billion-dollar disaster frequency and financial cost, revealing a national risk landscape more geographically widespread and financially consequential than at any previously recorded point in history. The index, which assigns each state a composite Storm Stress Score derived from two equally weighted factors – the number of billion-dollar disaster events experienced and each state’s share of the total national disaster cost burden – places Texas and California in a separate Extreme-tier category, with scores of 57.2 and 54.8, respectively. While both states occupy the same risk tier, they represent profoundly different types of climate vulnerability, offering a telling illustration of the divergent threats now reshaping America’s property risk environment. Texas earned its index-leading posi...

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